Your business. Your benefits.

Coverage that considers
how you work.

Explore private health coverage with tax-deductible premiums if you qualify, including PPO network options.

01 / Potential tax deductions

Your premiums may
work in your favor.

Eligible self-employed individuals may deduct qualifying health insurance premiums. Eligibility, business structure, other coverage access, income, and limits can affect the deduction.

A deduction reduces taxable income; it is not a dollar-for-dollar tax credit. Confirm eligibility with your tax professional.

IRS: self-employed health insurance deduction

02 / PPO network options

Provider access
deserves a closer look.

PPO plans use networks of participating doctors and hospitals. Out-of-network care may be available at a higher cost. Check the exact plan, provider, and covered service.

A network logo does not guarantee comprehensive benefits or coverage for every service.

HealthCare.gov: PPO networks

From solo work to growing teams

Build your business.
Understand your benefits.

Working for yourself, managing a practice, or building a team each brings different coverage questions. Let’s look at your business structure, priorities, and available arrangements.

Group eligibility depends on the plan and business. Self-employment alone does not qualify you for group insurance.

Business owners discussing their plans

Bring your priorities

A plan for the conversation.

01

Working for yourself

Compare individual coverage, provider access, and the total cost of care. Review Marketplace options as part of the conversation.

02

Traveling for work

Verify providers, emergency benefits, and routine care away from home. “Nationwide” access should be checked against actual plan details.

03

Covering a team

Review eligible group arrangements, employee participation, contributions, and the administration involved.

HealthCare.gov: coverage for self-employed people

A conversation, not a commitment

Let’s make your next
coverage decision clearer.

(631) 459-7066

Free consultation. No obligation to enroll.

Call Stephen

Your time. Your questions.

Let’s talk coverage.

Choose a topic, pick a time on my calendar, and add your contact details to book.

Health coverageIndividual, family, dental & vision · 30 minutesLife insuranceProtection for the people who count on you · 30 minutesBusiness & group benefitsCoverage for your business and team · 20 minutes

The calendar opens in a new tab. Booking is completed there. Prefer to call? (631) 459-7066

Coverage explained