Tax-deductible
premiums.
Eligible self-employed people may deduct qualifying health insurance premiums.
Eligibility and limits apply. Confirm with your tax professional.For the self-employed · Business owners · 1099s
Self-employed?
Your health insurance premiums may be tax-deductible.
Paying for your own health coverage? Let’s explore plans that fit your budget and your business, plus the potential to deduct qualifying premiums.
Eligibility and limits apply. Your tax professional can confirm whether you qualify.
Referral reference travels with your booking link.
Choose a topic and time · No obligation to enroll
Introducing a friend? Share this page.
Stephen PiazzollaState Licensed Insurance Advisor · 42 states
Your business. Your people. Your future.Coverage for the life
you’re building.
you’re building.
✓One personal conversation.A clearer view of your options.
Self-employed & 1099 professionalsBusiness owners & familiesLicensed in 42 states
Built around how you work
Private health plans.
Two benefits to explore.
PPO network access. Potential tax savings. Let’s find what fits your needs.
Tax-deductible
PPO network
options.
Access a PPO network of doctors and hospitals, with options for out-of-network care.
Networks and benefits vary by plan. Out-of-network care may cost more.Compare My Coverage OptionsFree consultation · No obligation to enroll
Independent work. More possibilities.Explore group coverage
Coverage for you.
Benefits for your team.
From eligible group arrangements for self-employed individuals to employee benefit plans, we’ll explore what fits your business.
For individuals. For employers. For growing teams.Compare medical, dental, and vision options. Eligibility depends on your business structure, location, and the plan’s requirements.
Explore My Group OptionsSelf-employment alone does not establish group-plan eligibility. Availability and group requirements vary by plan and state.Your next step takes just a moment
Let’s find out what fits.
Choose a topic, pick a time on my calendar, and add your contact details to book your free consultation.
The calendar opens separately to complete your booking. Share only scheduling details; save medical information for a secure conversation. Privacy & referral details.
Questions about disability coverage or annuities? Text Stephen to arrange the right conversation.
Recognizable names. Personalized guidance.
Names you recognize.
Guidance tailored to you.
With multiple carriers and networks to consider, you can focus on finding the right fit—not sorting through the options alone.
Medical · Dental · VisionA selection of the carriers and networks Stephen works with. Product availability and eligibility vary by state and plan. Provider networks, including PHCS, are not the insurer responsible for paying claims. Logos identify their respective brands and do not imply endorsement.
01 / Health insurance
Look beyond the premium.
Find the right fit.
A lower monthly bill matters. So do your doctors, prescriptions, and costs when you need care. We’ll compare them together.
PPO network options
Explore established PPO networks. We’ll check your preferred doctors and hospitals before you make a decision.
Networks and availability vary by plan and state. Out-of-network care may cost more.
Your costs.
The whole picture.
Compare monthly premiums, deductibles, prescriptions, and out-of-pocket costs against the coverage you have today.
A lower premium does not always mean lower total costs.
Know what
your plan covers
Review preventive care, prescriptions, exclusions, and benefit limits—not just the network name.
Benefits vary by plan. Ask which services are covered, what you may owe, and whether medical underwriting applies.
One conversation. More clarity.
Know where you stand.
Then decide.
Choose a time
Choose a free health, life, or group consultation on Stephen’s live calendar.
Review your coverage
Bring your current plan, premium, and questions. We’ll review what matters most to you.
See your options
Understand the trade-offs. Keep your current plan or consider a change—the decision is yours.
02 / Life insurance
Protect the people
who count on you.
You work hard for the people you love. Let’s explore life insurance that helps protect their financial future.
Explore My Life Insurance OptionsAvailability, underwriting, premiums, and benefits vary by policy. IUL is life insurance, not a direct investment in an index; non-guaranteed values can change.
Also available
Disability coverage
Explore coverage that can help replace a portion of your income if a covered illness or injury keeps you from working.
Annuities
Explore annuity options for retirement income, including costs, access to your money, and contract terms.
Ask about either during your consultation. Disability benefits depend on policy terms. Annuity guarantees depend on the issuing insurer’s claims-paying ability; fees and surrender charges may apply.
Before we talk
Good questions.
Straight answers.
Can you help if I already have insurance?
Absolutely. Bring your monthly premium and benefits summary. Stephen will help compare your current plan with available options, including doctors, prescriptions, deductibles, and other costs. There’s no obligation to change plans.
Could I pay less for coverage?
Possibly. We’ll compare available options with your current plan, including premiums and the costs of using your coverage. Savings depend on your situation and aren’t guaranteed.
Can I keep my current doctors?
We’ll help check your doctors against the specific plan’s network before you decide. Participation varies by plan, and a network name alone does not guarantee that a particular doctor or service is covered.
Is the consultation really free?
Yes. Health and life consultations are free, 30-minute conversations. Group benefits consultations are 20 minutes. There is no obligation to enroll or switch coverage.
What happens after I follow a referral link?
Choose a consultation and book a time with Stephen. Your reference is added to the calendar’s additional notes. You decide whether to enroll; a referral is not an application or a promise of coverage.
Are all private plans the same as Marketplace coverage?
No. Compare the specific policy’s benefits, exclusions, underwriting requirements, and costs. A PPO describes a provider network, not a guarantee of comprehensive benefits. Marketplace plans cover pre-existing conditions; other types of coverage may have different protections.
Can Stephen help in my state?
Stephen is licensed in 42 states. Ask him to confirm availability in your state before discussing a specific plan. Products, eligibility, and carrier availability vary by state.
An introduction made simple
Know someone who
could use guidance?
Share this page. They choose whether to book a free conversation with Stephen—no need to send us their personal information.
- Copy your link. Use the link below to keep its referral reference.
- Send it personally. Let your friend decide if they’d like help.
- They book directly. Stephen receives the reference with their booking notes.
Your next step
A clearer picture.
A more confident decision.
Start with a conversation, not a commitment. We’ll review where you are today and whether another option could serve you better.