@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700&family=Manrope:wght@400;500;600;700;800&display=swap');
:root{--bg:#fff;--surface:#f2f6f6;--card:#fff;--ink:#142b2e;--muted:#55686b;--accent:#007f79;--accent-hover:#006862;--line:#dce5e5;--dark:#102629;--soft:#d8f3ef;--shadow:0 18px 65px #132c2d0a;color-scheme:light}html[data-theme=dark]{--bg:#101c1f;--surface:#17272a;--card:#1c3033;--ink:#edf6f5;--muted:#b3c6c7;--accent:#74dfcf;--accent-hover:#9feada;--line:#32474a;--soft:#254c48;color-scheme:dark}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:105px}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.7 'DM Sans',Arial,sans-serif}h1,h2,h3,h4{font-family:Manrope,Arial,sans-serif;line-height:1.15;margin:0;font-weight:650;letter-spacing:-.045em}h1{font-size:clamp(2.8rem,5.3vw,4.7rem)}h2{font-size:clamp(2.1rem,3.8vw,3.45rem)}h3{font-size:1.45rem;letter-spacing:-.025em}p{margin:0 0 1.25rem}em{font-style:normal;color:var(--accent)}a{color:inherit;text-underline-offset:4px}button,input,select{font:inherit}button,a,input,select,summary{-webkit-tap-highlight-color:transparent}button{cursor:pointer}button:focus-visible,a:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid #00a89b;outline-offset:5px}img{max-width:100%;display:block;object-fit:cover}button{color:inherit}button[disabled]{cursor:default;opacity:.5}[hidden]{display:none!important}.shell{width:min(1220px,calc(100% - 80px));margin:auto}.section{padding:100px 0}.muted{background:var(--surface)}.eyebrow{font-size:.78rem;font-weight:800;letter-spacing:.16em;text-transform:uppercase;color:var(--accent);margin-bottom:22px}.lead{font-size:1.15rem;line-height:1.75;color:var(--muted);max-width:640px}.fine,.micro{font-size:.83rem;line-height:1.6;color:var(--muted)}.btn{display:inline-flex;align-items:center;justify-content:center;text-align:center;min-height:50px;border:1px solid transparent;border-radius:6px;padding:14px 23px;background:var(--accent);color:white;font-weight:700;text-decoration:none;font-size:.94rem;transition:background .18s,box-shadow .18s}.btn:hover{background:var(--accent-hover);box-shadow:0 6px 20px #007f7920}html[data-theme=dark] .btn{color:#102629}.btn.outline{border-color:var(--line);background:transparent;color:var(--ink)}.btn.glass{border-color:#668084;background:transparent;color:#fff}.btn.gold{background:#88e0d0;color:#122f31}.btn.small{padding:10px 18px;min-height:44px}.full{width:100%;margin-top:16px}.plain{border:0;background:none;padding:8px 0;text-align:left;text-decoration:underline;text-underline-offset:4px}.actions{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin:28px 0 17px}.text-link{font-weight:600}.skip{position:fixed;top:-100px;left:15px;padding:12px;background:var(--bg);z-index:100}.skip:focus{top:15px}header{position:sticky;top:0;z-index:30;background:var(--bg);border-bottom:1px solid var(--line)}.navrow{height:88px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;gap:11px;align-items:center;text-decoration:none;white-space:nowrap}.brand img{width:44px;height:44px;border-radius:50%;object-position:center 24%}.brand span{font-family:Manrope,Arial;font-size:1.14rem;font-weight:800;line-height:1.2;letter-spacing:-.025em}.brand i{display:block;font:500 .79rem 'DM Sans',Arial;letter-spacing:.025em;margin-top:5px}.navrow nav{display:flex;gap:23px;align-items:center}.navrow nav a{font-size:.86rem;text-decoration:none;font-weight:600;position:relative}.navrow nav a[aria-current]{color:var(--accent)}.navrow nav a:hover{color:var(--accent)}.nav-actions{display:flex;gap:17px;align-items:center}.theme{font-size:.76rem;border:0;background:var(--surface);border-radius:30px;padding:8px 12px;white-space:nowrap}.menu-toggle{display:none}.hero{background:var(--dark);color:#fff;overflow:hidden}.hero-grid{display:grid;grid-template-columns:1.15fr 1fr;gap:66px;align-items:center;min-height:740px;padding-top:65px;padding-bottom:65px}.hero .eyebrow{color:#8ddccc}.hero h1{font-size:clamp(2.8rem,4.8vw,4.25rem);line-height:1.12;letter-spacing:-.055em}.hero h1 em{color:#8ddccc}.hero .lead{color:#bed0d1;margin-top:27px;font-size:1.05rem;max-width:530px}.hero .micro{color:#a7bdbe}.advisor-signature{display:flex;gap:15px;align-items:center;border-top:1px solid #365054;margin-top:32px;padding-top:25px}.advisor-signature img{width:56px;height:56px;border-radius:50%;object-position:center 24%}.advisor-signature strong{display:block;font-size:.97rem}.advisor-signature span{display:block;color:#afc7c9;font-size:.78rem;margin-top:4px}.hero-visual{position:relative;padding:0 0 60px 15px}.hero-photo{width:100%;height:510px;object-fit:cover;border-radius:120px 8px 8px 8px;filter:brightness(.8)}.photo-caption{position:absolute;bottom:135px;left:48px;right:30px;color:#fff;text-shadow:0 1px 15px #0008}.photo-caption span{font-size:.78rem;letter-spacing:.08em;display:block;margin-bottom:16px}.photo-caption strong{font:600 2.1rem/1.2 Manrope,Arial;letter-spacing:-.04em}.hero-note{position:absolute;bottom:0;left:-20px;right:40px;background:#e5f4f1;color:#17383a;border-radius:6px;padding:25px 30px;box-shadow:var(--shadow)}.hero-note p{margin:0;font-size:.95rem}.hero-note a{display:block;font-size:1.2rem;font-weight:700;margin-top:8px;text-decoration:none}.note-line{height:3px;width:35px;background:#007f79;float:right;margin-top:10px}.promise-strip{background:var(--surface);border-bottom:1px solid var(--line)}.promise-strip .shell{display:flex;justify-content:space-between;gap:20px;padding-top:22px;padding-bottom:22px}.promise-strip span{font-size:.85rem;font-weight:600}.section-heading{display:flex;align-items:end;justify-content:space-between;gap:40px;margin-bottom:45px}.section-heading p:not(.eyebrow){color:var(--muted);max-width:360px}.service-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.service-card{background:var(--card);border:1px solid var(--line);border-radius:10px;padding:28px 24px;text-align:left;box-shadow:var(--shadow);transition:border-color .2s,transform .2s;display:flex;flex-direction:column}.service-card:hover{border-color:var(--accent);transform:translateY(-4px)}.number{font:600 .9rem Manrope;color:var(--accent);margin-bottom:38px;display:block}.service-card h3{font-size:1.35rem;margin-bottom:19px}.service-card p{font-size:.9rem;color:var(--muted)}.service-card .card-tag{font-weight:600;color:var(--ink);line-height:1.45}.text-cta{margin-top:auto;color:var(--accent);font-size:.8rem;font-weight:700;padding-top:20px}.business-band{background:var(--surface)}.business-grid{display:grid;grid-template-columns:1.1fr 1fr;gap:80px;align-items:center;padding-top:80px;padding-bottom:80px}.business-grid h2{font-size:2.8rem;margin-bottom:25px}.business-grid p{color:var(--muted)}.business-grid .fine{margin:20px 0 0;max-width:480px}.business-grid img{height:420px;width:100%;border-radius:8px}.business-grid .eyebrow{color:var(--accent)}.quote-layout{display:grid;grid-template-columns:1fr 1fr;gap:110px;align-items:start}.quote-layout h2{margin-bottom:25px}.quote-layout .note{margin:30px 0;padding:22px;border-left:3px solid var(--accent);background:var(--surface);border-radius:0 6px 6px 0}.note p{font-size:.9rem;margin:8px 0 0;color:var(--muted)}.form-card{background:var(--card);border:1px solid var(--line);box-shadow:var(--shadow);border-radius:12px;padding:30px}.form-top{display:flex;justify-content:space-between;font-size:.78rem;font-weight:600;color:var(--muted)}progress{width:100%;height:5px;border:none;appearance:none;margin:18px 0 28px;background:var(--surface)}progress::-webkit-progress-bar{background:var(--surface)}progress::-webkit-progress-value{background:var(--accent)}fieldset{padding:0;margin:0;border:0;min-width:0}legend{font:650 1.45rem/1.3 Manrope;letter-spacing:-.035em;margin-bottom:25px;width:100%}label{display:block;font-size:.88rem;font-weight:600;margin:16px 0 7px}input,select{width:100%;padding:13px;border:1px solid var(--line);border-radius:5px;background:var(--bg);color:var(--ink);min-height:49px;font-size:1rem}input:user-invalid,select:user-invalid{border-color:#be4545}.form-buttons{display:flex;gap:12px;margin-top:25px}.form-buttons .btn{flex:1}#form-status{font-size:.87rem;margin:12px 0 0}dl{margin:0 0 20px}dt{font-size:.78rem;font-weight:600;color:var(--muted);margin-top:10px}dd{margin:0;font-weight:500}.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:50px}.steps article{border-top:1px solid var(--line);padding-top:28px}.steps span{font-size:1rem;color:var(--accent);font-weight:600}.steps h3{margin:22px 0 18px}.steps p{color:var(--muted)}.about-split{display:grid;grid-template-columns:.65fr 1.15fr;gap:100px;align-items:center}.portrait-panel{max-width:330px;background:var(--surface);border-radius:8px;overflow:hidden}.portrait-panel img{width:100%;height:340px;object-position:center 25%}.portrait-panel span{display:block;text-align:center;padding:17px;font-weight:600}.about-split h2{margin:0 0 27px}.about-split p{color:var(--muted)}.closing{background:#173b3e;color:#fff;padding:70px 0}.closing .eyebrow{color:#8bdccc}.closing-grid{display:grid;grid-template-columns:1.4fr 1fr;align-items:center;gap:70px}.closing h2{font-size:2.6rem}.closing .phone{display:block;font-size:1.4rem;text-decoration:none;margin:18px 0 7px}.closing p:not(.eyebrow){color:#bed5d5;font-size:.87rem;margin:0}footer{padding:70px 0 25px;background:var(--bg)}.footer-grid{display:grid;grid-template-columns:1.45fr 1fr 1fr 1fr;gap:35px}.footer-grid p{font-size:.86rem;color:var(--muted);margin-top:20px}.footer-grid a:not(.brand),.footer-grid .plain{display:block;font-size:.83rem;color:var(--muted);text-decoration:none;margin:9px 0;overflow-wrap:anywhere;padding:0}.footer-grid h3{font:700 .85rem 'DM Sans',Arial;letter-spacing:0;margin-bottom:18px}.legal{border-top:1px solid var(--line);padding-top:25px;margin-top:45px;color:var(--muted);font-size:.75rem}.legal p{margin-bottom:12px}.mobile-dock{display:none}dialog{border:1px solid var(--line);border-radius:14px;background:var(--card);color:var(--ink);padding:40px;width:min(610px,calc(100% - 32px));max-height:85vh;overflow-y:auto;box-shadow:0 25px 100px #0004}dialog::backdrop{background:#061d27b3;backdrop-filter:blur(4px)}dialog h2{font-size:2.15rem;margin-bottom:20px}dialog p{color:var(--muted)}.close{position:absolute;top:12px;right:15px;border:0;background:var(--surface);border-radius:50%;font-size:1.7rem;line-height:1;width:38px;height:38px}.booking-choices{display:grid;gap:10px;margin:26px 0}.booking-choices a{display:block;border:1px solid var(--line);border-radius:6px;padding:18px;text-decoration:none}.booking-choices a:hover{border-color:var(--accent);background:var(--surface)}.booking-choices strong,.booking-choices span{display:block}.booking-choices span{font-size:.85rem;color:var(--muted);margin-top:4px}.page-hero{background:var(--surface);padding:70px 0}.page-hero h1{max-width:1000px;font-size:clamp(2.7rem,5vw,4.4rem);margin-bottom:25px}.page-hero .lead{max-width:720px}.content-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:25px}.info-card{padding:32px;border:1px solid var(--line);border-radius:10px;background:var(--card)}.info-card h3{margin-bottom:17px}.info-card p{color:var(--muted)}ul{padding-left:21px}li{margin:7px 0}.info-card .btn{margin-top:12px}.wide-copy{max-width:830px}.wide-copy h2{margin:30px 0 20px;font-size:2rem}.wide-copy h3{margin:26px 0 15px}.wide-copy p,.wide-copy li{color:var(--muted)}.faq-list{max-width:900px;margin:30px auto 0}.faq-list details{border-bottom:1px solid var(--line);padding:23px 0}.faq-list summary{font-weight:600;font-size:1.05rem;cursor:pointer;padding-right:25px}.faq-list details p{color:var(--muted);margin:18px 0 0;max-width:800px}.faq-search{max-width:900px;margin:auto}.carrier-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.carrier{padding:25px;border:1px solid var(--line);border-radius:8px;background:var(--card);min-height:145px;display:flex;align-items:center;justify-content:center;flex-direction:column;gap:15px}.carrier img{width:150px;height:55px;object-fit:contain;background:white;padding:6px;border-radius:4px}.carrier span{font-size:.86rem;font-weight:600}.quiz-layout{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:start}.quiz-result{border-left:3px solid var(--accent);background:var(--surface);padding:24px;margin-top:25px}.quiz-result h3{margin-bottom:15px}.quiz-result p{font-size:.94rem;color:var(--muted)}.estimator{display:grid;grid-template-columns:1fr 1fr;gap:35px}.estimate-output{background:var(--surface);padding:35px;border-radius:8px}.estimate-output output{font:700 2.5rem Manrope;color:var(--accent);display:block;margin:15px 0;overflow-wrap:anywhere}.share-input{margin:15px 0}.source-link{font-size:.8rem;color:var(--accent)}.badge{display:inline-block;border:1px solid var(--line);border-radius:30px;padding:5px 12px;font-size:.76rem;color:var(--muted);margin-bottom:18px}
@media(min-width:1500px){.hero-grid{min-height:810px}.hero h1{font-size:4.6rem}}@media(max-width:1100px){.shell{width:calc(100% - 48px)}.navrow{gap:15px}.navrow nav{gap:14px}.navrow nav a{font-size:.8rem}.theme{display:none}.hero-grid{gap:35px}.service-grid{grid-template-columns:repeat(2,1fr)}.quote-layout{gap:50px}.hero-note{left:0;right:20px}.business-grid{gap:40px}.about-split{gap:60px}.footer-grid{grid-template-columns:1.5fr 1fr 1fr}.footer-grid>div:last-child{grid-column:2/4}.business-grid h2{font-size:2.3rem}}@media(max-width:800px){.navrow{height:76px;flex-wrap:wrap}.menu-toggle{display:block;background:none;border:1px solid var(--line);border-radius:5px;padding:8px 12px;font-size:.85rem;margin-left:auto}.navrow nav{display:none;position:absolute;top:75px;left:0;right:0;background:var(--bg);padding:20px 24px;border-bottom:1px solid var(--line);box-shadow:var(--shadow)}.navrow nav.open{display:grid;gap:20px}.navrow nav a{font-size:1rem}.nav-actions .btn{min-height:40px;font-size:.8rem;padding:8px 13px}.hero-grid{grid-template-columns:1fr;gap:45px;padding:48px 0 55px}.hero h1{font-size:3.7rem}.hero .lead{max-width:600px}.hero-visual{max-width:600px;padding-left:0}.hero-photo{height:400px;object-position:center 38%;border-radius:80px 8px 8px 8px}.photo-caption{left:30px;bottom:125px}.hero-note{left:25px;right:25px;padding:20px 24px}.promise-strip .shell{display:grid;grid-template-columns:1fr 1fr;gap:12px;font-size:.8rem}.section{padding:65px 0}.section-heading{display:block}.section-heading>p{margin-top:20px}.business-grid,.quote-layout,.about-split,.closing-grid,.quiz-layout{grid-template-columns:1fr;gap:35px}.business-grid{padding:55px 0}.business-grid img{height:330px}.steps{gap:25px}.steps h3{font-size:1.25rem}.steps p{font-size:.9rem}.portrait-panel{max-width:270px}.portrait-panel img{height:280px}.closing h2{font-size:2.4rem}.carrier-grid{grid-template-columns:repeat(3,1fr)}.content-grid{gap:15px}.info-card{padding:25px}.page-hero{padding:50px 0}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:last-child{grid-column:auto}.footer-grid>div:first-child{grid-column:1/-1}.mobile-dock{display:grid;grid-template-columns:1fr 1fr;position:fixed;bottom:0;left:0;right:0;z-index:25;background:var(--bg);border-top:1px solid var(--line);padding:10px 15px max(10px,env(safe-area-inset-bottom));gap:12px}.mobile-dock a,.mobile-dock button{display:block;border:1px solid var(--line);border-radius:5px;text-align:center;text-decoration:none;padding:11px;font-size:.85rem;font-weight:600;background:var(--surface);color:var(--ink)}.mobile-dock button{background:var(--accent);color:var(--bg)}footer{padding-bottom:95px}.estimator{grid-template-columns:1fr}html{scroll-padding-top:92px}}@media(max-width:480px){.shell{width:calc(100% - 36px)}.brand span{font-size:1rem}.brand img{width:36px;height:36px}.brand i{font-size:.68rem}.navrow{gap:10px}.nav-actions{display:none}.hero h1{font-size:2.85rem}.hero .eyebrow{font-size:.67rem}.hero .lead{font-size:1rem}.hero .actions .btn{width:100%}.hero-photo{height:330px}.photo-caption strong{font-size:1.8rem}.hero-note{left:15px;right:15px}.advisor-signature span{font-size:.73rem}.promise-strip span{font-size:.75rem}.service-grid,.steps,.content-grid{grid-template-columns:1fr}.service-card{padding:24px}.service-card .number{margin-bottom:20px}.service-card p{margin-bottom:12px}.steps{gap:28px}.form-card{padding:24px 20px}.carrier-grid{grid-template-columns:1fr 1fr;gap:10px}.carrier{padding:18px 10px;min-height:130px}.carrier img{width:125px}.business-grid h2{font-size:2.15rem}.section-heading{margin-bottom:30px}.page-hero h1{font-size:2.65rem}.closing h2{font-size:2rem}.footer-grid{gap:27px 15px}dialog{padding:42px 22px 25px}.theme{display:block}.nav-actions .theme{display:none}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
.mobile-theme{display:none}@media(max-width:800px){.navrow nav .mobile-theme{display:block;justify-self:start}}
.photo-caption{bottom:165px}@media(max-width:800px){.photo-caption{bottom:150px}}